Most do not understand what an annuity is or the power it holds as an investment. Annuities are used for a variety of reasons, some of which are listed below:

*To diversify a retirement portfolio with a tax deferred vehicle that can provide a “Guaranteed” minimum rate of interest earned.

*To convert a retirement savings plan such as an IRA or a 401K into stream of income that is “Guaranteed” to last a lifetime.

*To pay for the premiums of a Long-Term Care policy

Annuities are one of the strongest most secure investments available. At Cochrane Insurance & Annuity Services we only use the Top Rated companies to provide the best investment for your individual situation. Our preferred insurance companies include but are not limited to mega-insurers such as Allianz, ING, Sun Life and John Hancock. We have access to many others as well and will search to find the product that is just right for you.