Cochrane Insurance & Annuity Services uses only the highest rated highest return Annuities on the market. If you are rolling over an IRA or a 401K plan and would like to have your money placed in a safe investment with a guaranteed rate of return then an Annuity may be a good option. Annuities are the only investment available that can guarantee a minimum rate of return and provide payments to a person for the rest of their life. Annuities are also a safe way to save for retirement on a tax deferred basis. If you live in Sacramento or anywhere else in California and would like to explore the possibility of investing in or converting an investment into an Annuity please contact Cochrane Insurance & Annuity Services at 877-670-PLAN or at info@cochraneinsurance.com.