Cochrane Insurance & Annuity Services is an Anthem Blue Cross Authorized Agent. Anthem Blue Cross has a large selection of Individual Health, Group Health for small businesses, Medicare Supplement and Medicare Advantage plans for Chico residents. Chico is home to Enloe Hospital which is a level 2 trauma center and their medical helicopter FlightCare which provides state of the art medical services to Chico and the surrounding areas of Northern California.
We are an Authorized agent to sell Blue Cross Health Insurance here at Cochrane Insurance & Annuity Services. Blue Cross is one of the most solid insurers in the health industry based on time in service, financial strength, and extensive provider network. Blue Cross can offer individual residents and small businesses in Chico a wide variety of health plans including some of the best Health Savings Account compatible plans on the market. Apply Here With Anthem Blue Cross Directly or see how they compare with the competition on our homepage at www.CochraneInsurance.com. Give us a call at 530-671-7526 or e-mail us at info@cochraneinsurance.com to find out which Blue Cross plan is best for you!
Quote your own plan and find out which plan is best for you in just a matter of minutes. Visit www.CochraneInsurance.com and get FREE quotes for Life Insurance, Health Insurance, and Medicare products. You can even design a quote for your small business in just a matter of minutes. Feel free to call us as well. We specialize in Health Savings Accounts and High-Deductible Health Plans and would be delighted to guide you into the best plan for you and your circumstances. We can also help you in any Long Term Care planning needs you may have or if you just have questions we can answer those as well. With a Financial Planner and a Registered Nurse on staff we feel we are among the most highly qualified to help you with these health related insurance plans. Please call us at 530-671-7526 or e-mail us at info@CochraneInsurance.com. We are based out of Yuba City just south of Chico in Northern California.
Here are the annual costs in 2008 for various types of long term care in California according to a recent survey conducted by Genworth:
Private room in a Nursing Home: Greater than $72,000
Assisted Living Facility: Greater than $35,000
Licensed Home Health Aide: Greater than $47,000
The cost for a room in a Skilled Nursing Facility in Butte County and the Chico, Ca area is about $170 per day.
These costs are rising greater than the rate of inflation and are projected to be greater than $200,000 per year by the year 2030. There are really only a few options to pay for long term care. One way is to dip into any retirement funds you may have saved over your lifetime. The other way is to have your family care for you and pay for your expenses. The most cost effective way and easiest option on your friends and loved ones is long term care insurance. To find out more about what long term care insurance is and how it fits into your financial plan call Cochrane Insurance & Annuity Services at 877-670-7526. We will be happy to assist you with your long term care plan.