We insure our cars, our houses and sometimes even our pets. One of the most important assets we have is our Health. Why don’t all of us insure the thing that allows us to work and provide for our families? Health Care and Health related emergencies are the number one cause of Bankruptcy and financial hardship in the United States. Health Insurance is essential to help cover the costs of routine and emergent medical services and procedures. While there will still be a monthly premium to cover the costs of the coverage, in worst case scenarios the benefits will far outweigh the costs that could accumulate. There are a number of cost saving way to ensure that you will have the proper coverage in the event you needed medical care. HSA compatible plans provide a avenue to save a portion of your costs tax free and ultimately could add a little savings to your retirement. Another great investment would to also purchase a critical illness or supplemental Accident policy. These could literally save you 10’s of thousands of dollars in the event a prolonged or sudden injury or illness were to occur. Contact Cochrane Insurance & Annuity Services at 877-670-PLAN or at info@cochraneinsurance.com for more information on how to save hundreds or even thousands on your health insurance.
The cost of providing health care has skyrocketed over the past few years. Its hard for business owners to cover the full cost of a comprehensive employee benefits package. Voluntary benefits are benefits that are made available to employees with the consent on approval of their employer. That cost of setting up these benefits at Cochrane Insurance and Annuity Services are free the business owner. The benefits are set up as a payroll deduction with the benefits the employees choose. Just as the name implies, Voluntary Benefits are just that, Voluntary. The employee chooses which Benefits they would like to have, or if they even want any at all. Offering employee benefits has statistically proven to increase employee job-place satisfaction, increase productivity and moral. They help retain employees and can complement existing benefits and even in some cases reduce costs of existing health costs. At Cochrane Insurance & Annuity Service offer a variety of Voluntary benefits to include a Self-Completing retirement benefit, a Critical Illness or Disability policy and a Disability Benefit. If you are interested in any of these benefits or in cutting your Health Insurance costs dramatically but utilizing a HSA compatible insurance plan contact us at info@cochraneinsurance.com or 877-670-PLAN.
Could you withstand the financial burden of a Critical Illness or Disability? Who many paychecks could you miss if you or a family member came down with a Critical Illness or Disability? How long could you go without income? How long would it take you to save 3-6 months of income for an emergency? How long would it take to completely wipe it out? 1 out of 3 people between the ages of 30 and 60 will come down with a Critical Illness or Disability and 1 in 4 people overall will suffer through one. At Cochrane Insurance & Annuity Services in Yuba City, CA you can get an extremely low cost Insurance policy that will help to support you with a lump sum cash benefit of up to $100,000 at the initial diagnosis of a Critical Illness or Disabilty. Contact us at 877-670-PLAN or info@cochraneinsurance.com . for a free Quote.
Not all employees are aware of….
