As the economy slows, small businesses are looking for ways to cut costs. One direction some business owners look sometimes is at employee benefits, one of which could be health insurance. While realizing that a business owner may have no choice but to cut costs in this area, cutting health insurance all together may not be necessary. Switching over to a high deductible health plan and a health savings account could save an employer and employees both 30-45% on their health insurance premiums. This could translate to thousands and even ten’s of thousands of dollars for even a small business. Here at Cochrane Insurance & Annuity Services we have saved businesses  in the Yuba-Sutter area an incredible amount of money on health premiums while at times even providing better coverage for their employees than before. We have even done this without switching their current carriers, using top health insurance providers such as Blue Cross, Blue Shield, Aetna, Kaiser and much more. Sometimes just changing the current plan can provide great savings for the employer at absolutely no cost. We will do all the work and continue to provide personalized service that can always be relied on as long you keep your plan through us. Here at Cochrane Insurance & Annuity Services we specialize in Health and Long Term Care insurance. Here, we see insurance like no other!