Activities of Daily Living are also referred to as ADL’s. These are physical impairments that give rise to the need for custodial care. They include:

-Eating
-Dressing
-Continence
-Bathing
-Toileting
-Transferring

Over 17 million Americans 65 years old and older have some difficulty performing ADL’s. In order to qualify for most types of Long Term Care you must have difficulty performing two or more of these ADL’sin one way or another. At Cochrane Insurance & Annuity Services we can answer questions such as these and many more regarding Long Term Care. We only use top rated insurance companies to provide the best long term care insurance investment for our clients. We can help you analyse the need, the proper amount and find creative ways to help you fund your insurance. We serve only our special clients here in California and are also qualified to market California Partnership for LTC policies.