The cost of providing health care has skyrocketed over the past few years. Its hard for business owners to cover the full cost of a comprehensive employee benefits package. Voluntary benefits are benefits that are made available to employees with the consent on approval of their employer. That cost of setting up these benefits at Cochrane Insurance and Annuity Services are free the business owner. The benefits are set up as a payroll deduction with the benefits the employees choose. Just as the name implies, Voluntary Benefits are just that, Voluntary. The employee chooses which Benefits they would like to have, or if they even want any at all. Offering employee benefits has statistically proven to increase employee job-place satisfaction, increase productivity and moral. They help retain employees and can complement existing benefits and even in some cases reduce costs of existing health costs. At Cochrane Insurance & Annuity Service offer a variety of Voluntary benefits to include a Self-Completing retirement benefit, a Critical Illness or Disability policy and a Disability Benefit. If you are interested in any of these benefits or in cutting your Health Insurance costs dramatically but utilizing a HSA compatible insurance plan contact us at info@cochraneinsurance.com or 877-670-PLAN.