Business Insurance

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Reducing your risk and protecting your investment.

Each and every business is unique, with different insurance needs. Our experienced agents take the time to listen to your individual concerns and to understand your business. Worried about a malware attack or a client data breach? Wondering whether Montana law requires you to offer workers compensation? Not sure what type of policy would cover theft or damage of off-site, company-owned equipment? We’ll educate you about potential risks, identify coverage gaps, and find ways to save you money while ensuring you have the right protection in place.

We then find an affordable policy to fit your needs from among a wide variety of top-rated business insurance companies. After all, we’re a small business, too, and understand the importance of protecting your bottom line without hurting your bottom line. And we’ll make sure you’re NEVER paying for anything you don’t need.

Our service doesn’t stop there—as your needs change, we work hard to ensure that your policy stays up to date and continues to fit your needs.

Basic types of coverage:

  • General Liability & Umbrella

    The meat-and-potatoes of all business insurance policies, this broad coverage protects you in the case of lawsuits related to property damage, bodily injury, and personal injury, among other scenarios.

  • Errors & Omissions

    This fills the gaps that general liability may not cover and is often required by law.

  • Property & Flood

    This protects buildings and equipment you use to operate your business from loss due to theft, fire, flood, and reimburses you for lost income as a result of a covered event.

  • Employment Practice Liability

    This protects you from lawsuits brought by employees or third parties claiming sexual harassment, discrimination or wrongful termination.

Additional types of coverage available include but are not limited to workers compensation, commercial auto, cyber liability and data breach, mobile equipment, and builder’s risk.